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      <image:title>About Us</image:title>
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      <image:title>About Us - Serving Our Community- St. Jude Children's Hospital</image:title>
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      <image:title>About Us - Serving Our Community- Trick or Treat for UNICEF</image:title>
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    <loc>https://www.americanunitedmtg.com/about-us</loc>
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      <image:title>About Us</image:title>
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    <loc>https://www.americanunitedmtg.com/cont</loc>
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      <image:title>Contact</image:title>
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    <loc>https://www.americanunitedmtg.com/rate</loc>
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    <lastmod>2026-03-25</lastmod>
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      <image:title>Rates</image:title>
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    <loc>https://www.americanunitedmtg.com/staff</loc>
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    <lastmod>2025-01-22</lastmod>
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      <image:title>Staff</image:title>
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      <image:title>Staff - Allen Lynn- President American United Mortgage Corporation</image:title>
      <image:caption>Meet Allen Lynn- CEO American United Mortgage Corporation. Allen started out in the mortgage industry in 2001 working as a Loan Officer. He then quickly realized he could provide better rates, better service and an overall better experience for borrowers so he then founded AUMC in 2002. Over the past 14 years AUMC has grown to be a national lender. Allen's belief that treating clients like family and providing a good deal will never go out of style, has kept clients coming back to AUMC. Allen attended Georgia Southern University and makes his home in Northern Atlanta with his wife and two Pembroke Welsh Corgis. He enjoys golf and spending time with family. Company NMLS# 157118 PERSONAL NMLS#157283 GA LICENSE# 17975 Email Allen today: Alynn@americanunitedmtg.com</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5659e446e4b0c6e18e42765c/1448835524079-MBQHC9AAZIYLRKK6ZUKA/Head+shot+-+formal.jpg</image:loc>
      <image:title>Staff - Michael Frank -Senior Loan Officer</image:title>
      <image:caption>Meet Michael Frank- Senior Loan Officer Michael has been helping people buy homes, save money and meet their financial goals since 2004. He has a BBA in finance from Emory University and an MBA in finance from Columbia Business School. You can also find Michael on LinkedIn. With a banking background and executive management experience in two business, Michael has the skills and experience as well as the friendly attitude and drive it takes to get loans closed in today’s business environment. He offers all available options, goes the extra mile and builds a relationship as his clients’ personal mortgage consultant for life. NMLS#157300 Georgia Residential Mortgage License# 25130 Virginia MLO 13VA Florida License # LO30191 Colorado License # 100011974 Maryland License# 12769 Email Michael today: Mfank@americanunitedmtg.com</image:caption>
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      <image:title>Staff - Jason Sobczak- Senior Loan Officer</image:title>
      <image:caption>Meet Jason Sobczak- Senior Loan Officer / Senior Loan Processor Jason has worked in the mortgage industry for over 10 years as a mortgage broker and is a graduate of the University Of Florida College Of Business. Jason provides an unmatched knowledge with VA, FHA, USDA and all government loan programs. Jason Sobczak served in the Army as a Team Leader with H Co. 121 Long Range Surveillance and as a paratrooper with the Army's 82nd Airborne Division. He is also a veteran of Operation Iraqi Freedom. Jason makes his home in Northern Atlanta with his dog Jaeger and is very active in the East Cobb Crossfit community. NMLS#169922 Georgia Residential License#36315 Email Jason today: jsobczak@americanunitedmtg.com</image:caption>
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      <image:title>Staff - Ginger Calabrese- Director of Processing</image:title>
      <image:caption>Meet Ginger Calabrese- Director of Processing Ginger started as a wholesale loan coordinator in 1999. She then switched to retail loan processing in 2001 and became part of the American United Mortgage Corporation family in 2009. Ginger has excelled at specializing in intricate loans that need extra care and attention. Her commitment to excellence in customer service shines through to every client she helps. She earned her degree at the University of Delaware and makes her home in Atlanta, Georgia. In addition to being the Director of Processing, Ginger also helps coordinate training for all new employees who join the AUMC family. NMLS#1685832 Georgia Residential Mortgage Licensee#59321 Maryland License#37150 Email Ginger today: gcalabrese@americanunitedmtg.com</image:caption>
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      <image:title>Staff - Meet Andrea Radermacher</image:title>
      <image:caption>Andrea has been helping people purchase and refinance homes, save money and meet their financial goals since 2008. She believes strongly in the American United Mortgage business plan of providing her clients the lowest rates and costs with the best customer experience. Andrea is an organized, detail-oriented, multi-tasker who goes the extra mile, building trust and relationships with clients which makes her repeat customer list extensive. Andrea earned her degree from the University of Alabama. With her background in marketing and charity fundraising, she has the skills and experience as well as the friendly attitude to get loans closed in todays financial market. Her discipline, determination and drive have been honed by training for and completing three Ironman Triathlons. Andrea lives with her husband, two sons and wheaten Terrier in Atlanta. You can also find Andrea on LinkedIn. NMLS#211325 Georgia Residential Mortgage License# 25702 Virginia# MLO 3827VA Florida# LO54322 Email Andrea today: aradermacher@americanunitedmtg.com</image:caption>
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    <loc>https://www.americanunitedmtg.com/programs</loc>
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    <lastmod>2019-11-26</lastmod>
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      <image:title>Programs</image:title>
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      <image:title>Programs</image:title>
      <image:caption>Conventional Fixed Rate Mortgage. A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the loan. Generally speaking, monthly payments remain consistently at the same amount. Traditionally borrowers are expected to provide a 20% down payment though this is not necessarily required depending on your loan amount. Contact us for details on down payment requirements. Available terms generally range from 10 years, 15 years, 20 years and 30 years.</image:caption>
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      <image:title>Programs</image:title>
      <image:caption>Refinance Mortgage Loans Homeowners looking to decrease their interest rate may consider refinancing. A refinance calls for the homeowner to obtain another mortgage loan. Those funds are then used to pay off the original mortgage loan and the homeowner has the terms of the new mortgage. Depending on your situation a refinance loan could be a great option. Along with decreasing your interest rate, refinance loans can also help you switch from an ARM to a FRM, and in some cases reducing your loan term, monthly payment or even provide funds for much needed home repairs. Borrower may incur higher or additional finance charges over the life of the loan by refinancing.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5659e446e4b0c6e18e42765c/1448735989116-G9U0JQTR66M6X4G91PXI/image-asset.jpeg</image:loc>
      <image:title>Programs</image:title>
      <image:caption>Jumbo Loan A jumbo loan, or non-conforming loan, usually means any home loan for amounts higher than $417,000. Jumbo loans feature similar loan programs to fixed rate and adjustable rate programs. There are even FHA jumbo loans. The main difference between jumbo loans and conforming loans is the interest rate. Learn more about jumbo loans by contacting our knowledgeable staff today.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5659e446e4b0c6e18e42765c/1448736064759-5HQQHU5FO2WMUYIWTWPX/image-asset.jpeg</image:loc>
      <image:title>Programs</image:title>
      <image:caption>FHA Mortgage Loan FHA loans are private loans insured by the federal government. These loans are popular with borrowers who don’t have enough funds to pay a traditional 20% down payment because they only require 3% down to qualify. Those who choose these loans are required to pay mortgage insurance. Please contact our knowledgeable staff today to find out if a FHA loan is right for you.</image:caption>
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      <image:title>Programs</image:title>
      <image:caption>VA Mortgage Loan Like a FHA loan, VA loans are private loans insured by the federal government. VA loans are only available to qualified military veterans and their families. These loans are only available to these individuals for their own primary residences and cannot exceed a $417,000 loan limit. Thank you to all veterans and their families for their service to our country. For information on qualifying for this loan program please give our knowledgeable staff today.</image:caption>
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      <image:title>Programs</image:title>
      <image:caption>Adjustable Rate Mortgage (ARM). Adjustable rate mortgages are loans where the interest rate is recalculated on a yearly basis depending on market values. As interest rates are adjusted so is the borrower’s monthly payment. While interest rates on ARM loans are generally lower than fixed rate loans they can eventually become higher. Our quality mortgage experts can help you explore this option to determine whether an ARM is right for you. Various types of ARM loans include Hybrid ARMs such as 10/1 year, 7/1 year, 5/1 year and 3/1 year programs. Contact our knowledgeable staff about adjustable rate mortgages today 1-888-843-6820</image:caption>
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      <image:title>Programs</image:title>
      <image:caption>Specialty Loans AUMC offers many Specialty Loan Programs. We have great programs for Florida Condos and Condo-Tels (investment and primary residence). We offer Construction to Perm loans at great rates. We also offer specialized loan programs for Second Home, Investment Property and Four Unit Buildings. Have a special circumstances and need to know what you qualify for? Call us today to find out how AUMC can help! 1-888-843-6820</image:caption>
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    <lastmod>2024-02-13</lastmod>
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    <loc>https://www.americanunitedmtg.com/reviews</loc>
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    <lastmod>2014-06-19</lastmod>
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